Banks aren't bad people.

You're right that banks aren't bad people. Banks and multinational corporations aren't human beings. Do banks cook food? Do banks drive? Do banks fall in love and make love? I didn't think so.

Furthermore, we have millions of Americans that are drowning in their own homes. We need to begin thinking about methods to reduce foreclosure rates and to make home ownership more affordable for the middle class. Yes, I know that would mean less of a bonus for people like you. 

I'm not a radical socialist. I don't think we need to kill the banks with a special tax like some people believe we should. I even supported TARP during the financial crisis. However, I do believe we should allow home owners to refinance at lower rates and I do believe banks should be looking at different methods for reducing the foreclosure rate. Middle Class America is hard working and Middle Class America has earned the American Dream.